This charming ranch home includes a finished lower level with a wet bar & bath, fenced level yard with a covered patio & mature tree shade, and an attached 25' deep 2-car garage. Three separate living spaces to gather...the family room with a big picture window & hardwood floors, bonus room tucked in the back of the home with built-in shelving, & a spacious lower level rec room...allow for privacy when relaxing or entertaining. Granite counters, tile backsplash, & pantry storage in the spacious kitchen. The primary suite has its own private bath. Washer, dryer, and refrigerator included! Great location offering easy access to I-70/364 & close to fun shopping, dining & conveniences, including the Katy Trail for those who love nature-lined walks & bike rides. Served by Francis Howell (Central High) Schools. Hard-to-find affordability in St Charles County! What an opportunity! See it today!